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LIC ADO 2025 - Notification, Application form, Eligibility Criteria, Syllabus, Exam Dates

LIC ADO 2025 - Notification, Application form, Eligibility Criteria, Syllabus, Exam Dates

Edited By Meghana Mohana Krishnan | Updated on Apr 12, 2024 10:01 AM IST | #LIC ADO

Life Insurance Corporation Apprentice Development Officer is an exam conducted by the Life Insurance Corporation Board. The LIC ADO 2025 notification for the examination will be released on LIC’s official website licindia.in. The LIC ADO exam is not conducted every year and will usually be conducted based on LIC’s recruitment needs.

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LIC ADO 2025 - Notification, Application form, Eligibility Criteria, Syllabus, Exam Dates
LIC ADO 2025 - Notification, Application form, Eligibility Criteria, Syllabus, Exam Dates

LIC ADO 2025 is considered as an entry level role into the Life Insurance Corporation of India. The role of an ADO is to recruit agents, setting sales targets, and monitoring their performance. Interested candidates can go through the following LIC ADO 2025 article to know more about the eligibility criteria, exam pattern, important dates, etc.

LIC ADO 2025 Overview

Full Exam Name

Life Insurance Corporation Apprentice Development Officer

Short Exam Name

LIC ADO

Conducting Body

Life Insurance Corporation of India

Frequency of Conduction

According to LIC’s recruitment needs

Exam Level

National Level exam

Languages

English/ Hindi

Mode of Application

Online

Application Fee (General)

Rs 600 + GST

Mode of Exam

Computer Based Test (Online)

Educational Qualification

Graduation

Number of Seats

To be announced

LIC ADO 2025 Important dates

Candidates appearing for the exam must check the official website regularly to know the LIC ADO important dates 2025 and updates regarding the exam. The below table also shows some of the LIC ADO important dates related to the examination.

LIC ADO Important dates 2025

Events

LIC ADO Dates 2025

LIC ADO Notification 2025

To be announced

LIC ADO 2025 Registration date

To be announced

Last day to fill the LIC ADO 2025 application form

To be announced

Last day to pay LIC ADO 2025 fee

To be announced

LIC ADO admit card 2025

To be announced

LIC ADO 2025 Prelims exam date

To be announced

LIC ADO 2025 Mains exam date

To be announced

LIC AD Prelims Answer Key 2025

To be announced

LIC ADO Mains Answer Key 2025

To be announced

LIC ADO Prelims Result 2025

To be announced

LIC ADO Mains Result 2025

To be announced

LIC ADO 2025 Eligibility criteria

Candidates who want to apply for the examination must check the LIC ADO eligibility criteria 2025. It is mandatory for the aspirants to comply with the LIC ADO eligibility criteria. Applicants not meeting the ADO eligibility criteria 2025 may lose their candidature for the examination. Some of the important ADO eligibility criterias include age, educational qualification, Nationality, experience.

Age - Candidates must be between the age of 21 and 30. The age relaxation criteria is shown in the below table.

LIC ADO 2025 Age Relaxation

Category

Age

General

Open market category

30

LIC Employee only

42

LIC Agent

40

OBC

Open market category

33

LIC Employee only

45

LIC Agent

43

SC/ST

Open market category

35

LIC Employee only

47

LIC Agent

45

Educational Qualification - The candidates must hold a bachelor’s degree in any discipline from a recognized university in India established under the Fellowship of Insurance Institute of India, Mumbai.

Nationality - Candidate must be a citizen of India.

Experience - Candidates who have a little experience in the Life Insurance industry will have a benefit for applying for this role. Below table shows the detailed experience required for different posts offered through LIC ADO.

LIC ADO - Experience

Category

LIC ADO Urban

LIC ADO Rural

LIC Employee

Experience required

Minimum 3 years of service in Grade III post

LIC Agent

Minimum experience of 5 years as an agent or as a DSE/FSE

Minimum experience of 4 years as an agent or as a DSE/FSE

Others

Preference would be given to aspirants having at least 2 years experience in the LIC industry.

LIC ADO 2025 Application Form

The LIC ADO application process 2025 is entirely online. The LIC ADO application form will be released once the notification for the examination is released. Candidates are requested to check the official website licindia.in for the release. Meanwhile, candidates are advised to keep all the required documents as a scanned copy and register on the licindia.in website.

Steps to fill the LIC ADO application form 2025

  • Visit the LIC Website.

  • Register on the LIC website using your basic information.

  • Log in and fill out the online LIC ADO application form.

  • Upload scanned copies of the documents. Ensure they adhere to the specified format and size requirements.

  • Pay the LIC ADO application fee online using a debit card, credit card, or net banking facility.

  • Carefully review all the information in the LIC ADO 2025 application form.

  • Submit the application form. Print the form for future reference.

Candidates are required to submit the ADO 2025 application form before the deadline to avoid missing any opportunity.

LIC ADO 2025 Application fee

Category

Fee

General/OBC

Rs.750 + Transaction charges

ST/SC

Rs.100 + Transaction charges

LIC ADO 2025 Exam Pattern

The LIC ADO exam pattern consists of 3 stages - Prelims, Mains, Interview. Candidates are advised to go through the LIC ADO exam pattern 2025 to get an understanding on competition, difficulty level and the preparation strategy.

LIC ADO Exam Pattern 2025 - Prelims

The LIC ADO preliminary exam is an objective test conducted online. The test consists of 3 sections - Reasoning, Numerical ability, English Language. The test consists of 100 questions for 70 marks. The total duration of the LIC ADO exam 2025 is 1 hour. Candidates who qualify the exam will appear for the Mains examination.

LIC ADO Prelims Exam Pattern 2025

S. No.

Sections

Number of Questions

Total Marks

Duration

1.

Reasoning

35

35

20 minutes

2.

Numerical ability

35

35

20 minutes

3.

English Language

30

30**

20 minutes


Total

100

70

60 minutes

LIC ADO Exam Pattern 2025 - Mains

Candidates shortlisted for the LIC ADO Mains exam will write the exam and it is an objective test conducted online.The test is written for 160 marks for a duration of 2 hours. Below tables show the distribution of marks and duration for each section.

LIC ADO Exam Pattern of Mains - Open Market

Sections

Number of Questions

Total Marks

Duration

Reasoning Ability & Numerical Ability

50

50

40

General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

50

50

40

Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector

60

60

40

Total

160

160

120

LIC ADO Exam Pattern for Employee Category

Sections

Number of Questions

Total Marks

Duration

Reasoning Ability & Numerical Ability

20

20


General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

20

20


Elements of Insurance and Marketing of Insurance.

60

120


Total

100

160

120 minutes

LIC ADO Exam Pattern for Agent Category

Sections

Number of Questions

Total Marks

Duration

Reasoning Ability & Numerical Ability

20

20


General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary

20

20


Practice and Principle of Insurance Marketing.

60

120


Total

100

160

120 minutes

LIC ADO 2025 Syllabus

The LIC ADO syllabus 2025 is different for Prelims and Main exams. Candidates appearing for the exam are recommended to go through the LIC ADO syllabus before starting the preparation. The detailed ADO syllabus 2025 will be released by the LIC board during the time of the application process. Candidates will also be able to download the ADO 2025 syllabus PDF for future reference.

LIC ADO Exam Syllabus - Preliminary

  • English Language - Topics include reading comprehension, cloze test, antonyms/synonyms, sentence rearrangement, phrase replacement, idioms & phrases, fillers, error detection.

  • Reasoning Ability - It covers puzzles, direction sense, syllogism, seating arrangement, input-output, blood relations, data sufficiency, coding-decoding, inequalities, and logical reasoning.

  • Numerical Ability - Topics include simplification & approximation, number series, ratio & proportion, percentage, mixtures & allegations, average, time and work, time and distance, profit and loss, simple and compound interest, data interpretation.

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LIC ADO Mains Exam Syllabus 2025

  • Reasoning Ability and Numerical Ability - Similar to the prelims syllabus but with a slightly higher difficulty level.

  • General Knowledge, Current Affairs, and English Language - Indian history, economics, polity, banking awareness, science & technology, sports, and culture.

  • Insurance Marketing: This section focuses on insurance and financial marketing principles. The specific topics covered will depend on the category the candidate is applying for (Open Market, Agents, or Employees).

LIC ADO 2025 Preparation Tips

Candidates must have a preparation strategy while competing for such examinations. Some of the LIC ADO preparation tips 2025 which will help aspirants crack the exam are listed below.

  • Understand the syllabus and exam pattern.

  • Prepare a study schedule.

  • Find good study materials.

  • Focus on improving grammar, vocabulary and reading comprehension skills.

  • Focus on developing logical thinking. Stay up to date with current affairs.

  • Practise as many mock papers and LIC ADO sample papers as possible.

  • Revise regularly.

  • Learn time management.

LIC ADO 2025 Admit Card

LIC releases the LIC ADO admit card 2025 for the exam on their official website licindia.in. The LIC ADO admit card will be released about 10 days before the exam. Candidates are advised to keep an eye on their official website to download the ADO admit card 2025. Candidates can also register on the website for alerts regarding the LIC ADO admit card 2025 or any other updates.

LIC ADO 2025 Answer Key

LIC will release the LIC ADO answer key on their official website a few days after the exam. Candidates can also check the official LIC ADO answer key 2025 through various coaching centres and exam prep websites. Candidates can download the ADO answer key in PDF format and calculate their scores. The ADO 2025 answer key is just a reference for the candidates to check their qualifying status.

LIC ADO 2025 Result

Life Insurance Corporation of India will release the LIC ADO 2025 Prelims result within a few weeks after the exam. The LIC ADO results will be released after each phase of the examination. The LIC ADO prelims results will determine the eligibility for the Mains exam. Candidates are recommended to check the official website regularly for any updates regarding the ADO 2025 results. Candidates can also check the result pattern of previous years to get an idea on when the LIC ADO result might be released.

LIC ADO 2025 Cut Off

Cut off are the minimum marks required to qualify the examination. The LIC ADO cut off will be released by the LIC board during the time of the results. Qualified candidates will be called for the next round and so on. The LIC ADO cut off 2025 also varies on certain factors. It depends on the number of applicants, difficulty level and the number of vacancies that year. Candidates can also go through the previous years LIC ADO 2025 cut off to get an idea.

LIC ADO Expected cut off

Category

Cut Off

UR

50 - 55

OBC

50 - 58

SC

42 - 48

ST

40 - 47

EWS

49 - 53

LIC ADO 2025 Selection Process

The LIC ADO selection process 2025 consists of 4 stages - Prelims, Mains, Interview, Medical test. Candidates who qualify the prelims and the Mains exam will be called for the interview round. The final LIC ADO 2025 selection will be done based on Mains and the interview score. The maximum marks for the interview round will be 37 marks.

Candidates who clear both the rounds will be called for a medical test. For more details regarding the LIC ADO selection, candidates can go through the official notification on the website licindia.in.

LIC ADO 2025 Salary

LIC provides a basic pay and allowances for the ADO role. The LIC ADO salary structure for the Open market and agent category is different from the Employee category.

Open market and agent category - The initial basic pay for this category is Rs 21,865 per month. The pay gradually increases with experience.

Some of the allowances which the employees receive are Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Transport Allowance (TA), Medical Allowance. So, the basic in-hand LIC ADO salary 2025 ranges between Rs 21,865 - Rs 55, 075. The allowances completely vary on the location and other parameters.

Frequently Asked Question (FAQs)

1. Is the LIC ADO 2025 exam tough?

The difficulty level of the examination is moderate. With good preparations, the exam is easy to crack.

2. Is LIC ADO a government job?

Yes, LIC is a government owned insurance company. Hence, it is a government job.

3. Is there negative marking in the LIC ADO exam?

No, there are no negative markings in the LIC ADO exam 2025.

4. Is there any experience required to apply for the LIC ADO 2025 exam?

Yes, an experience of 2-5 years helps in better selection for the LIC ADO role. The experience depends on the category the candidate is applying for.

5. Is there an interview for the LIC ADO exam?

Yes, there will be an interview for the LIC ADO 2025 exam after the Mains exam.

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Questions related to LIC ADO

Have a question related to LIC ADO ?

• Age Limit: The candidate must be 21 Years to 30 Years as on 01.04.2020 i.e. candidates must have been born between 02.04.1990 and 01.04.1999 (both dates inclusive)

• Educational Qualification: The candidate must be a graduate in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Those who are in the Final year/Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they must produce proof of having passed the graduation examination on or before 01.07.2020. Candidates with Integrated Dual Degree (IDD) certificate must ensure that the date of passing the IDD is on or before 31.08.2020. Candidates with Chartered Accountant certification may also apply.

SBI PO Selection Procedure: Important Points

The candidates should keep in mind the following points related to the SBI PO selection process:

• Biometric Verification: To ensure an error-free and secure selection procedure for SBI PO 2020, the bank may digitally capture the thumb impression of the candidate. This is done to verify the genuineness of the candidates. Any inconsistency in the biometric verification will lead to rejection of the candidature and punitive legal actions. Candidates are thus advised not to apply any kind of external matter like ink, mehandi, chemical etc. on their hands.

• Number of Attempts: The maximum number of chances are fixed for each category. Candidates who have used up all the chances are not eligible to apply. Appearing in Preliminary Exam is not counted as an attempt but appearing in Mains Exam is counted.


Hello Rittick Debnath,

For General Category ,the cut-off marks is around 55-60 in the east zone for the lic ado mains.This cut-off marks are according to the previous data of lic ado mains.

Hope this help you

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