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How to Crack the LIC ADO Exam 2021? - LIC AAO is the central level recruitment exam conducted by Life Insurance Corporation of India for the post of Apprentice Development Officer (ADO). Every year lakhs of aspirants aim to be LIC ADO, however, one point that confuses them is how to crack the LIC ADO exam 2021.
While planning for LIC ADO preparation, aspirants are advised first to go through the LIC ADO exam pattern to understand the LIC ADO marking scheme, important sections and other important aspects. According to the LIC ADO preparation tips, time management, practice and revision are some of the important points that need to be followed. In this article, check all the points to know how to crack the LIC ADO exam 2021.
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Some important points to note:
ü It is a computer-based online exam.
ü It consists of objective type, multiple-choice questions (MCQs).
ü The questions will be set both in English & Hindi except for the English Language.
ü The test will have three sections (with separate timings for each section) as follows:
Section | Subjects | Questions | M. Marks | Exam Medium | Duration |
1. | Reasoning Ability | 35 | 35 | English & Hindi | 20 minutes |
2. | Numerical Ability | 35 | 35 | English & Hindi | 20 minutes |
3. | English | 30 | 30** | English | 20 minutes |
Total | 100 | 70 | - | 60 minutes |
Note**: English Language Test will be of qualifying nature and the marks in the English Language will not be counted for ranking.
Some important points to note:
· The Main exam is conducted for Open Market, Agents, and Employees categories candidates separately.
· Selection of Apprentice Development Officer from Agents & Employee Category will be done through single-phase examination i.e. Main Examination.
· The Main examination will consist of objective tests for 150 marks and will be conducted online.
· Candidates MUST obtain minimum qualifying marks in each Section separately and should also obtain minimum marks in the aggregate to qualify for the examinations (Preliminary and Main) and the interview. The minimum marks to be obtained in each paper and the aggregate shall be decided by the LIC of India. The Corporation reserves the right to fix the minimum eligibility standard to restrict the number of candidates to be called for the Online Test and/or Interview, commensurate with the number of vacancies. The decision of the Corporation in this regard shall be final and binding on the candidates.
Section | Nature of test | No. of Questions | Max. Marx | Medium of Exam | Duration |
1 | Reasoning Ability & Numerical Ability | 50 | 50 | English & Hindi | Composite 120 minutes |
2 | GK, Current Affairs & English Language with Special Emphasis on Grammar and vocabulary | 50 | 50 | English & Hindi | |
3 | Insurance & Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector | 50 | 50 | English & Hindi | |
Total |
| 150 | 150 |
|
Section | Nature of test | No. of Questions | Max. Marx | Medium of Exam | Duration |
1 | Reasoning Ability & Numerical Ability | 25 | 10 | English & Hindi | Composite 120 minutes |
2 | GK, Current Affairs & English Language with Special Emphasis on Grammar & vocabulary | 25 | 15 | English & Hindi | |
3 | Elements of Insurance and Marketing of Insurance. | 50 | 125 | English & Hindi | |
Total |
| 150* | 150 |
|
Note-150*: The number of questions in total is given 150 in pdf notification of LIC but on adding all the 3 sections questions it becomes 100.
Section | Nature of test | No. of Questions | Max. Marx | Medium of Exam | Duration |
1 | Reasoning Ability & Numerical Ability | 25 | 25 | English & Hindi | Composite 120 minutes |
2 | GK, Current Affairs & English Language with Special Emphasis on Grammar and vocabulary | 25 | 25 | English & Hindi | |
3 | Practice and Principle of Insurance Marketing | 50 | 100 | English & Hindi | |
Total |
| 150* | 150 |
|
Note-150*: The number of questions in total is given 150 in pdf notification of LIC but on adding all the 3 sections questions it becomes 100.
During the LIC ADO preparation, candidates must go through the previous years exam analysis of LIC ADO. The LIC ADO exam analysis will help the students to understand the question paper difficulty level and other important aspects.
2019: Shift-1 | 2019: Shift-2 | 2019: Shift-3 | |||||
Subjects | Topics | Qs. Trend | Difficul. Level | Qs. Trend | Difficul. Level | Qs. Trend | Difficul. Level |
Reasoning Ability | Puzzles & Seating Arrangement | 18=13+5 | Easy to Moderate | 15 | Easy to Moderate | 15=10+5 | Easy to Moderate |
Inequalities | 05 | Easy | 05 | Easy | 02 | Easy | |
Syllogism | -- | -- | 05 | Easy | 02 | Easy | |
Direction Sense | -- | -- | 02 | Moderate | 03 | Moderate | |
Coding-Decoding | 05 | Easy | 04 | Moderate | 03 | Easy | |
Ranking & Order | -- | -- | 03 | Easy to Moderate | -- | -- | |
Numeric/Alphabet Based | 04 | Easy | 01 | Easy | 05 | Moderate | |
Blood Relation | -3 | Easy | -- | -- | 05 | Easy | |
English Language | Reading Comprehension | 10 | Easy to Moderate | 10 | Moderate | 08 | Easy to Moderate |
Cloze Test | -- | -- | -- | -- | 07 | Easy | |
Error Detection (Spelling/Grammar/etc.) | 04 | Easy | -- | -- | 10 | Easy | |
Sentence Rearrangement/ Para Jumbles | 06 | Moderate | 05 | Easy to Moderate | 05 | Moderate | |
Word Usage | -- | -- | -- | -- | -- | -- | |
Single Word Fillers | 06 | Moderate | 05 | Easy | -- | -- | |
Sentence Error Correction | 04 | Easy | 05 | Easy to Moderate | -- | -- | |
Miscellaneous | -- | -- | 05 | Easy to Moderate | -- | -- | |
Numerical Ability | Data Interpretation | 06 | Moderate | 05 | Moderate | 05 | Moderate |
Inequality/Simplification | -- | -- | /10 | Easy to Moderate | /10 | Easy to Moderate | |
Missing Number Series | 06 | Moderate | -- | 05 | Moderate | ||
Ratio (Quantity1: Quantity 2) | -- | -- | 03 | Easy | -- | -- | |
Arithmetic (Profit and Loss, Problem on Age, probability, SI & CI, LCM/HCF, etc) | 12 | Easy to Moderate | 12 | Easy to Moderate | -- | -- | |
Quadratic Equations | -- | -- | 05 | Moderate | -- | -- | |
Approximation/ Mensuration | /01 | Easy | -- | -- | -- | -- | |
Word Based Problems | 10 | Easy to Moderate | -- | -- | 15 | Easy to Moderate |
As per the LIC ADO preparation strategy, the Reasoning Ability section of the LIC ADO exam is included in Prelims, and Main exams of all the three categories of candidates i.e. Open, Agents, and employees. This section requires tricks and practice to solve questions fast. Aspirants should emphasize practicing puzzles, seating arrangement, coding-decoding, syllogism, Inequality, etc. as more questions are from the topics. Thus, preference for important topics of the syllabus helps in fetching more marks with the following and strategy and tips:
Adopting general problem-solving skills to avoid silly mistakes.
Starting with easy questions and then move onto difficult ones.
Solving previous questions for trends and difficulty level understanding.
Practicing mock tests on the weekends or alternate days.
Revising syllabus important topics before exams for clearing concepts.
Also Read:
In the numerical ability section, it is important to focus on points mentioned below for better preparation of LIC ADO
Making the basic mathematical concepts clear from the NCERT books on syllabus topics.
Solving previous years’ questions to understand trends and nature of questions.
Practicing on important topics from which more questions are asked in the exam, like Data Interpretation, Arithmetic (Profit and Loss, Problem on Age, Probability, SI & CI, LCM/HCF, etc.), Simplification, Number Series, Inequality…
Solving the Word Based Problems such as ratio and proportion, time & work, average, partnership, and work & wages, etc.
Working on speed in solving questions for having limited time.
Learning short-cut methods such as memorizing tables up to 25, square roots up to 30, etc.
Taking help from LIC ADO books on the Numerical Ability covering only syllabus topics is beneficial.
As per the feedback from LIC ADO toppers, General Knowledge (GK) & Current Affairs is an easy to score section of the LIC ADO exam, consuming less time. Its exam questions are from the all the important topics of past and present from almost all the field. Some important tips for this are:
Going through the previous year's papers helps in understanding questions' trends and their nature.
Practicing mock tests regularly is helpful.
Reading and making gist of important facts from NCERT books from VI to X help a lot.
Reading News Papers daily covering burning topics of national and international importance and noting down relevant news add knowledge.
During the LIC ADO preparation, candidates must keep in mind that the english Language paper in LIC ADO Prelims is of qualifying nature and its marks will not be included in either merit or ranking preparation. However, marks of the English questions kept in Section-2 will be included in the merit of the Main result.
Important strategy and tips for English Language preparation are:
Solving the previous papers for questions trends.
Prioritizing the topics based on maximum marks questions in the exam.
Practicing questions on Reading Comprehension, Error Detection, Cloze Test, Sentence Rearrangement/ Error Correction, Single Word Fillers are important.
Reading the newspapers with editorial half an hour daily.
Working on grammar and vocabulary as 40-50% of questions are from these topics.
Before practicing passages, go through questions to pick out the answer.
Practicing mock tests regularly helps in clearing concepts and increasing speed.
Joining as LIC ADO needs some basic knowledge on the insurance industry and its concepts & products, financial markets such as capital/money/stock markets, mutual funds, regulatory agencies, news related to national and international insurance and financial sectors, etc. This section includes 50 questions of 125 marks out of a total 150 maximum marks. This is a very important section for agent category candidates from a selection point of view. So prepare accordingly with the strategy and tips:
A complete analysis of syllabus topics and previous papers helps to know the trends of questions asked in it.
Making notes while reading topics for the revision later on.
Clearing concepts about basic terms and principles used in insurance like term insurance, endowment plan, ULIP, Utmost good faith, Indemnity, etc.
Studying history, laws, and policies related to insurance, financial institutions/ markets, etc.
Knowing about the latest development in insurance and financial policies by reading Newspapers like Economic Times, Business Standard, etc. regular reading.
Solving previous question papers at least twice a week.
Checking learning and speed progress with the help of mock tests to work in weak areas.
Also Read:
Interview is the final phase of the recruitment process for the selection of candidates in the LIC ADO exam. Marks of the Main Exam only will be considered for shortlisting for interview and marks of the Main Exam + marks of the Interview will be considered for the final merit listing of candidates. Maximum Interview marks are 37. To secure good marks in the Interview the following strategy and tips will be helpful:
First of all, going through the previous Interview Boards questions asked to candidates will help to be familiar with the trends and nature of questions.
Some LIC ADO qualifiers’ questions asked in the Interview and their suggestions on how to prepare will help practically, for example- the following past questions starting with personal and family questions:
“What’s your full name?”
“Who all are there in your family?”
“What are the specialised subjects in graduation?”
There may be questions from other fields like finance, banking, current affairs, LIC, IRDA, Share markets, fixed deposits, etc. So going through all the relevant topics for Interview preparations is important for securing good marks. Some other tips are the followings:
First divide the areas from which members of the interview board ask questions like personal information, like a hobby, career objective or goal, general knowledge & current affairs especially from insurance & banking sector, LIC related: IRDA/Insurance plan/principles, etc. and knowledge related to banking like RBI, its financial policies, etc. and prepare accordingly.
(a) Setting up LIC ADO as a Career Goal: Setting goals and executing in a planned way is the right approach in itself for success. Analysing capabilities and the required means/resources always helps in assessing strengths and weaknesses for success in any field. Some other benefits of goal setting are:
Making efforts single-minded for the targets’ achievement.
Assessing your preparation progress.
Managing the available time for the best result.
Motivation to reach your goal.
(b) Preparing Timetable to Execute Daily Routine: Preparing a timetable is the first step of the study plan and adhering to it as planned, the second step to success in any field of life including a career. In time table listing of subjects and the topics as planned for study according to the importance of examination is another task. A balanced routine or timetable that focuses upon studies as well as the normal daily activities is the need of the hour and can help you keep the study schedule on track. As per the LIC ADO preparation tips. Prepare the time table as per your capabilities. Therefore creating a personal timetable chart that enhances your strengths, overcomes the weaknesses, and ensures a proper balance, etc. is important.
(c) Maintain Good Health for Cracking LIC ADO Exam: Good health is the foundation of success in life. It plays a key role in doing any work including studying for exams in a better way for a good result. A balanced diet, regular exercise, sound sleep, and sports activities to de-stress make muscles and mind healthy to crack achieve any target whether it be LIC ADO success result or other in life.
(d) Manage Emotion to Crack LIC ADO Exam: Emotion is a very important element, both positive and negative, in the life of candidates preparing for competitive exams including LIC ADO. If positive it motivates and supports in study to crack the exam but if negative it becomes a demotivating factor leading to anxiety and stress that hampers study and affects result finally. Emotions are related to many sides and aspirants have to face challenges from personal liking, peers, family as well as a society during exam preparation.
Therefore controlling emotions is the key to success in life including preparation for the competitive exams. It can be controlled by developing a positive attitude and following some do’s and don’ts, such as don’t get addicted to success, always keep testing your patience, believe in yourself, enjoy exam preparation rather than exams, and be focused on the result i.e. success finally.
(a) Managing Reading Speed during the study: Reading speed matters in the preparation of any exam especially competitive like LIC ADO as the syllabus is vast. Candidates should inculcate habits that nudge in this direction and help improve their reading speed. Some tips in this directions are:
● concentrating and giving focus on the content while reading.
● Avoid re-reading of studied matter due to uncertainty and move on to new topics once the present one is done.
● Reading with a timer helps in testing reading time and see to improve it. Fix time slots for particular sections and topics and try to cover them then.
● Glancing and skimming through topics and facts is a good habit to inculcate.
· Practicing time and again for reaching a desirable reading speed is achieved.
(b) Creating Own Study Timetable for LIC ADO Preparation?
A timetable belonging to oneself is practically helpful in adhering to its schedules set before. For this, divide the syllabus into Phase-I (Prelims) and Phase –II (Main), then subjects and chapters/topics into readable portions. Next divide the entire preparation period into months, weeks, days, and hours. Put the chapters subject-wise in the slots in the timetable with revision slots too. Ensure that the entire syllabus is covered with proper revision before the exam date. Revision is best done every day, then every week, every month, and every third month. This helps to keep the facts and concepts fresh in your memory.
(c) Fixing Revision Schedule for LIC ADO Preparation?
Revision is an important part of exam preparation as it helps to refresh your learning. It also recalls a lot of required information in the exam hall. These are the reasons most of the candidates fix revision schedules for competitive exam preparation in 3 Tiers.
Practice Sessions: Revision should be every 15th day and every 3rd month so that you reap the fruits of the preparation. Mock test papers, past years' question papers are tools that help understand where you stand in terms of your preparation and the efforts needed to crack the exam.
Revision Schedule: Prepare daily, weekly and monthly LIC ADO study plan. According to the LIC ADO preparation tips, channelised revision will help to clear your confusion about how to crack the LIC ADO exam.
(a) Learning Evaluation: Evaluation of learning during exam preparation helps in assessing the memory of candidates’ studied contents. For this assessment, take a mock test and solve previous questions in the topics studied. See whether you are hundred percent correct, or fifty percent correct, etc. Also, see how many questions you could not answer. The test result of that topic should be used to revise well and ensure the weak points are overcome.
(b) Speed Evaluation: In every exam, the speed in answering questions matters. Use mock tests to evaluate your speed in answering. This means you need to solve papers within the given time limit and gauge your performance. Improvement in weak areas is the corrective steps to be taken every time you take a test.
Application Date:18 October,2024 - 22 November,2024
Others:29 October,2024 - 28 November,2024
Interview Date:18 November,2024 - 23 November,2024
• Age Limit: The candidate must be 21 Years to 30 Years as on 01.04.2020 i.e. candidates must have been born between 02.04.1990 and 01.04.1999 (both dates inclusive)
• Educational Qualification: The candidate must be a graduate in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Those who are in the Final year/Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they must produce proof of having passed the graduation examination on or before 01.07.2020. Candidates with Integrated Dual Degree (IDD) certificate must ensure that the date of passing the IDD is on or before 31.08.2020. Candidates with Chartered Accountant certification may also apply.
SBI PO Selection Procedure: Important Points
The candidates should keep in mind the following points related to the SBI PO selection process:
• Biometric Verification: To ensure an error-free and secure selection procedure for SBI PO 2020, the bank may digitally capture the thumb impression of the candidate. This is done to verify the genuineness of the candidates. Any inconsistency in the biometric verification will lead to rejection of the candidature and punitive legal actions. Candidates are thus advised not to apply any kind of external matter like ink, mehandi, chemical etc. on their hands.
• Number of Attempts: The maximum number of chances are fixed for each category. Candidates who have used up all the chances are not eligible to apply. Appearing in Preliminary Exam is not counted as an attempt but appearing in Mains Exam is counted.
Hello Rittick Debnath,
For General Category ,the cut-off marks is around 55-60 in the east zone for the lic ado mains.This cut-off marks are according to the previous data of lic ado mains.
Hope this help you
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