LIC AE Salary 2025 - Check In Hand Salary, Pay Scale and Job Profile

Life Insurance of India will release the LIC AE 2025 salary structure in the official notification on their official website, licindia.in. Candidates preparing for the examination must go through detailed information about the salary structure of the LIC AE 2025 before filling out the application form. A few perks will be provided to the employees along with the LIC AE salary by LIC. These allowances depend on the work location of the employees and their work experience. However, the basic pay scale of the LIC AE salary will be the same at any location. The other allowances, along with the LIC AE salary, are the dearness allowance, travel allowance, house rent, city compensatory allowance, entertainment reimbursement, and many more. The basic pay scale of the LIC AE salary is Rs 32,975 per month in the scale of Rs 32,795-1610(14)-55335-1745(4)-62315. To know more about LIC AE, such as dependent factors, perks, and career growth, read the full article below:

This Story also Contains

1. LIC AE Salary in Hand 2025
2. LIC AE Salary: During Training Period
3. LIC AE Salary 2025: Post Training
4. LIC AE Salary: Job Profiles
5. LIC AE Salary Growth:

LIC AE Salary in Hand 2025

The in-hand LIC AE salary is the total salary paid to the employee after all the deductions. The in-hand LIC AE salary also includes all the allowances provided for the benefit of the employees. According to the official notification of LIC AE 2025, on the pay scale of Rs. 32,795-1,610(14)-55,335-1,745(4)-62,315, the in-hand salary of LIC AE will be Rs. 57,000 per month.

LIC AE Salary: During Training Period

The qualified candidates will be on a training period of 3 months. During this period, the trainees will get the fixed basic pay of Rs 32,975 along with a few other allowances. Mentioned below is the list of perks trainees will get during the training period.

• Dearness Allowances of 54.4% which will be approximately Rs. 17,480

• House Rent Allowance is 10%, which will be around Rs 3,279 (as the training centres for LIC AE are in the City A category according to the official notification).

• City Compensatory Allowance is Rs 983, which is 3% of the basic salary.

• Transport Allowances - Rs 1,330

LIC AE Salary 2025: Post Training

After the training period, employees will be posted to different job locations. The job location is a basic parameter for the allowances. However, the basic pay will be the same as during the training period. Employees will get additional perks along with all they are getting during the training period. The list below explains the additional allowances employees will get along with the LIC AE salary:

• Entertainment Reimbursement – Rs 800 per month

• Newspaper Reimbursement – Rs 200 per month

• Sodexo meal coupons - Rs 185 for each working day

• Reimbursement of Expenses towards Household Help – Rs 1,000 per month

• Office bag Reimbursement – Rs. 3,000 once in 3 years

• Leave travel concession – 3000km each to and from 2nd AC Fare with family once in 2 years

• Cash Medical Benefit – Rs.13,300 annually

• Mobile Handset Reimbursement – Rs.10,000 once in 3 years

• Medical claims cover up to 40 lakhs for he/she and their dependents.

• PLLI BONUS up to 6% of the total yearly Basic + DA

• Insurance cover of 50Lakhs (GIS) + 8 lakhs (GSLI) + 10lakhs (GTS)

• Defined contribution Pension Scheme – Equal contribution of 10% of Basic + DA from corporation.

LIC AE Salary: Job Profiles

LIC releases category-wise vacancies for different job profiles. Candidates are advised to check the eligibility criteria of each before proceeding with the registration process. As mentioned in the table below, candidates will get a brief idea about the vacancy available for LIC AE:

LIC AE: Category wise Vacancies

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LIC AE Job Responsibilities:

• The new plans and policies for the customer benefit are planned by the LIC AE.

• LIC AE is responsible for looking after all the general procedures of their respective departments. They have to make sure that targets are completed within the period.

• The application process of policy from the important policyholders will be done by LIC AE. They are responsible for making sure every policy application has to be updated.

• The inspection of running policy and meeting with the policyholders to make them aware of all the new ones are also major responsibilities of LIC AE.

• The database is crucial in LIC. Therefore, AE also helps to create and maintain these databases.

• AE responsibly process the claims that come for filling. It is equally essential that AE manage these claims properly.

• AE gets the opportunity to interact with prospective customers, vendors, sales personnel, and other professionals.

LIC AE Salary Growth:

• At present, the pay scale of LIC AE is Rs 17,240 to Rs 32,640. The revision for the same is pending for approval of the central government. Once approved, it is expected to increase the salaries of AEs further.

• The monthly salary of a LIC AE is approximately Rs 40,245 in metropolitan cities. This amount is inclusive of the allowances and shall differ slightly in other cities.

• However, the in-hand salary that an LIC AE is expected to take home is around Rs 33,000 per month.

• There is an annual increment in the salary of an AE of Rs 1,619 for the next fourteen years of consistent work art in the organization.

• The basic pay after fourteen years will amount to Rs 55,335 monthly.

• After these fourteen years, the annual increment for the next four years will be Rs 1,745. Therefore, the basic pay of an AE after 18 years working consistently as an AE will amount to Rs 62,315.

• LIC’s AE is entitled to many other benefits that include pension funds, provident funds, 2- or 4-wheeler insurance, medical claims, medical benefits, and many more.

• The benefits and allowances are calculated as a percentage of the basic pay, depending on the location of the posting.