About SBI SO 2019

State Bank of India has released the notification of SBI Specialist Officer (SO) for various posts in Sector Credit
Specialists, Portfolio Management Specialists etc.  All the interested candidates could apply online for different posts only if they are eligible as per the prescribed educational qualification and work experience. The application form was available from October 30 to November 22, 2018, in online mode. Eligibility criteria for SBI SO will be determined on the factors such as educational qualification, age, and work experience. The selection process for some posts includes shortlisting of candidates on the basis of their educational qualification and work experience while for some of the posts SBI conducts an online written exam followed by an interview. State Bank of India reserves the right to set the shortlisting parameter based on the posts declared for recruitment. After final selection, a merit list will be prepared based on score secured in the interview and selected candidates will be appointed for the post they have applied for.

Frequency: Vacancy Based
Languages English, Hindi
Conducting Body: State Bank of India

Download all details about SBI SO 2019

Download Brochure

SBI SO 2019 Important Dates

Past Dates and Events

25 Sep, 2019 - 10 Oct, 2019

Last date to print Application | Mode: Online

06 Sep, 2019 - 25 Sep, 2019

Application | Mode: Online

Candidates applying for SBI SO must meet the eligibility criteria as prescribed by the State Bank of India. It is essential for the candidates to check the SBI SO eligibility criteria that is based on educational qualification, age, and work experience before applying online.         

SBI SO Eligibility Criteria

S No.


Educational Qualification

Work Experience required



MCA/MBA (Business Analytics)/ M. Stat.(ISI
Kolkata)B.Tech/ B. E. (Computer Sciences)

Preferred qualification - Data Analytics qualification

SMGS-IV - Minimum 8 Years

MMGS-III - Minimum 5 years in the field of strategy/ data science/
analytics translator/data analytics/BPR of Customer journeys/ Office of
top management handling strategy and data analytics and also in PSU/ Corporates/ Start-Ups 

Preferred Experience - Data Analysis/Mining


Sector Credit

MBA (Finance)/PGDM (Finance)Charted Accountant /Master in Finance Control/ Master in Management Studies.

SMGS-IV: Minimum 8 years and

MMGS-III: Minimum 5 years and must have experience in PSUs/ Banks/Corporates in High Value
Credit /Analysis in any of the following Sectors:
1.Banks & NBFC
2.Engineering & EPC
3.International Credit
4.Chemicals / Pharmaceuticals / Fertilizers / Plastics
5.Other Manufacturing
6.Other Non-Manufacturing
7.Metal & Metal Products



MBA (Finance)/Chartered Accountant 

SMGS-IV: Minimum 8 years and

MMGS-III: Minimum 5 years

Experience in Financial
Institutions for optimum return/Portfolio Management in Banks


Sector Risk

ICWA/Chartered Accountant /CFA
/MBA (Finance)
Other qualifications (Preferred): Financial Risk Manager (FRM) Certification
by Global Association of Risk Professional

SMGS-IV: Minimum 8 years

MMGS-III: Minimum 5 years and 

Must have experience in Rating Agencies/Financial Institutions/
Brokerage Firms in Risk Analysis / Research in any of the
following Sectors:

1. Petroleum & Petrochemicals
2.Banks & NBFC

3.Other Manufacturing
4.Metal & Metal Products

5.Engineering & EPC

7.Chemicals/ Pharmaceutical/ Fertilisers/ Plastics
8.Large Accounts / Key Group Analyst

9.Power & Infrastructure

10.Other Non-manufacturing


Age Criteria:

All the candidates who are applying for the post of SBI SO must be between 25 to 35 years of as required for the post they have applied for. However, age relaxation is given to the reserved categories. 

Age Relaxation                                                                                                                                         

S No.        Categories                                 Age   relaxation        
1        OBC (Non-Creamy Layer)        3 Years                    
2        SC/ST        5 Years                    
3        PWD        PWD (SC/ST) – 15 Years           

PWD (OBC) – 13 Years

PWD (GEN) – 10 Years            


Mode of Application : Online

Mode of Payment : Net Banking | Credit Card | Debit Card

SBI SO Application Form

All the eligible candidates can fill the SBI SO application form in online mode. Candidates must have a valid email ID and phone number to proceed with the application process but before filling the application form of SBI SO, candidates must keep the following documents with themselves to upload while filling up the application form 

  • Work experience certificates (PDF)
  • Proof of Date of Birth
  • Any-one ID proof (PDF) such as Aadhaar Card, Pan Card, Passport, Voter ID Card.
  • Marksheets of class 10th, 12th, Graduation, Post-Graduation or any other educational certificate (PDF)
  • Resume (Doc) 
  • Scanned photograph (latest) and signature 

Steps to fill the application form of SBI SO

  • Registration
  • Uploading of photograph and signature 
  • Filling all the required details such as name, age, and uploading of all the documents 
  • Payment of online application fees
  • Sending all the required self-attested documents via post along with application form to State Bank of India

How to fill SBI SO Application Form? 

Step 1: Online registration: Candidates have to do their registration by entering their name, mobile number, and email ID. A provisional registration number and password will be created by the system. Note down the registration number for further use. 

Step 2: Uploading of photograph and signature: After completing the registration process, candidates will have to upload their latest photograph and signature. Without uploading photograph and signature, the application form will remain incomplete. 

Step 3: Filling and uploading all the required details: Candidates have to fill in all the information such as name, age, category carefully in the application form of SBI SO. In case, they are not able to complete the application form at one go, they can save it and later complete it. All the details entered can be edited for three times only.  Also, candidates need to upload all the documents to the separate links provided for this purpose.

Important instructions for uploading documents 

  • The file size should not exceed 500 kb 
  • Upload the documents in pdf format except for the resume. The resume must be in DOC format
  • The size of the page must be A4
  • Before final submission, ensure that all the documents are accessible because, after submission, documents can be removed or deleted.

Step 4: Payment of fee: Candidates have to pay the application fee in online mode by using Debit/Credit Card, or Internet Banking. 

After completing the application process, candidates are also required to send the following documents along with the application form through the post with details about the name of the post for which the candidates have applied to State Bank of India:

  • ID proof such as Voter ID card, Aadhaar Card, Passport or Pan Card
  • Work experience certificates 
  • Marksheets of all the required educational certificates
  • Resume
  • E-receipt of fee payment

Application Fees

Category Quota Mode Gender Amount
OBC, General Online Transgender, Female, Male ₹ 600
SC, ST PWD Online Transgender, Female, Male ₹ 100

SBI SO Question Paper

The question paper of SBI SO play a vital role during the preparation of the candidates. Solving previous year question paper will help the candidates to make the strategy to qualify the exam. Hence it is advisable to check questions paper of SBI SO is must.

The admit card/interview call letter of SBI SO is available on the official website. The interview will be conducted from January 7 to 10, 2019. Candidates who have been shortlisted will only receive the admit card of SBI SO. Along with the admit card candidates are also required to take one valid ID proof - Aadhaar Card, Pan Card, Passport or Voter ID Card. The SBI SO admit card will have details such as date and time of interview. Admit card of SBI SO will not be sent via post, candidates have to download their admit card if it is sent to the registered email id or they can download it from the official website. 

Candidates can download the admit card by following these steps:

  • Go to the official website
  • Click on the admit card link
  • Admit card pdf will appear on your screen
  • Save it and also take a printout of the admit card

Documents Required at Exam

  • Admit card

SBI SO Result

State Bank of India will declare the result of SBI SO likely in online mode. Candidates can check their result on the official website by entering their registration number and password/date of birth and the result will be displayed. They can save a copy of the result sheet or download the result for future reference. 

Steps to check the SBI SO result

  • Go to the official website and click on the result link
  • Enter your registration number and date of birth/password
  • Click on the submit button
  • The result will appear on your screen
  • Save the result and also take a printout 

SBI SO Cut off

SBI SO cut off are the minimum marks secured by the candidates to qualify the exam. SBI SO cut off will be released by the authority after the announcement of result. Authority issues the cut off of SBI SO exam for all the stages seperately.

SBI SO 2019 Selection Process

SBI SO Selection Procedure 

The selection procedure of SBI SO varies for different posts. For some of SBI SO posts, the selection procedure includes shortlisting of candidates based on their educational and work experience and then personal interview while for other it includes online written exam followed by personal interview. For some Senior Managerial posts, SBI shortlists candidates based on the educational qualification, age, and work experience. However, SBI SO selection procedure will be decided as per the post applied by the exam conducting body that is State Bank of India. After the personal interview, a merit list will be made on the basis of the score that candidates have obtained in the interview. 

Documents Required at Counselling

  • Aadhaar card/passport/pan card/voter Id card /driving license /any other photo id card issued by the statutory authorities with affixed photograph
  • Date of birth certificate or high school mark sheet with date of birth
  • Mark sheet/certificate of class 10 and 12 examination
  • Passport size photographs and one should attached to interview call letter
  • Certificate regarding degree/post-graduate/other examinations passed/work experience
  • Character certificate
  • SC/ST/OBC categories must bring the caste/community certificate issued by the competent authority
  • Medical certificate for physically challenged candidates

General Information

Questions related to SBI SO

Showing 54 out of 54 Questions

I want to study Masters in USA so I decided to take loan of 20lakhs in sbi... So could I repay loan within time by doing part-time work

Priyaanka Sarkar Student Expert 18th Aug, 2019
Dear Divya, if you plan to go to USA on a student visa, you get to work only part time and for a specific period of hours in a week and not beyond that. And Banks allow you to pay only the interest amount until you finish the course and get a job. Post that, you also need to take care of the Principal and the Interest towards your student loan. Your student visa allows you to work for 20 hours in a week in the campus and upto 40 hours a week during break periods. And during the 1st year, you cannot accept any off campus work which means your opportunities are limited. And so will be your income. So the first year what you earn might be sufficient to take care of your own bills because you still need to figure out a way to spend smart and save even smarter. To be honest, with part time it is unlikely that you can pay off the whole loan. You can do it once you get a full time job post your Masters. And whether you can repay it on time or not depends on how much you pay towards the student loan. If your loan is a floating interest type, as and when you pay towards the Principal, the interest is added only towards the remaining principal. If your loan is a fixed interest loan, you will continue to pay the same interest no matter what might be your Principal. So this is something that you need to consider before taking a loan for that huge amount.

What should I apply for after 12 SCRA Or IIT? Right now I am in 11th and scored 90.6% in 10th ICSE board.

Yash Dev Student Expert 18th Aug, 2019
Hello student that depends on your intrest both are two different thing for iit you need to clear jee advance and for scra you need to prepare for it.
As eligibility criteria says The eligibility criteria is as under;

17-21 years
3 years relaxation for OBC (non-creamy layer) candidates
5 years relaxation for SC/ST/PD candidates.


Passed 12th (Maths + Physics/Chemistry)or equivalent from some recognised board with first or second division.

Also, B.Sc. (Maths/Physics) are eligible to apply for the exam.

Kindly refer the last year SCRA advertisement for complete details about the eligibility criteria.

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Is nrti is same as scra. Please tell me

ANKIT KUMAR SHARMA Student Expert 17th Jul, 2019

Hello Nishu!

NRTI is a university which offers only two courses B.sc in Transportation engineering and BBA in transportation management and SCRA is a exam which is conducted by UPSC.After clearing the exam you have to do bachelor programme in mechanical or electrical engineering from IRIEM college.Both NRTI and SCRA are associated with railways.

Hope it answer your concerns.


Is scra paper held in 2019 and what are eligibility and important dates

bhakti 12th Jul, 2019

hello aspirant ,

yes scra is going to held in2019 and for important dates and eligibility criteria kindly refer link below :



hope this will help you !


H,my running age is 20 and 21st april 2020.. i will be 21, so.. can i apply for sbi so exam 2020..?

Shreya Singh Student Expert 6th Jul, 2019

Dear Student, the eligibility criteria for SBI SO exam is between the age 21 to 30 years. A candidate at the time of application, if lies within the same range is eligible to appear for the exam. As you will be of 21 years during the time of application you can definitely proceed for the exam.

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