LIC ADO 2018 – Life Insurance Corporation of India (LIC) will soon release the notification of LIC ADO 2018 for recruitment of more than 1000 candidates as Apprentice Development Officer (ADO). Eligible candidates must fill the online application form of LIC ADO 2018, the date of which will be released as soon as the notification of LIC ADO 2018 releases. LIC ADO 2018 exam will be conducted in three phases – Online Test, Interview, and Medical Examination.

LIC ADO 2018

Candidates must go through the notification of LIC ADO 2018 carefully and register for the exam before the last date mentioned in the notification. The article below contains more information regarding LIC ADO 2018.

Facts about LIC ADO 2018

Examination Name


Conducting Body

Life Insurance Corporation of India

Name of the Post

Apprentice Development Officer

Exam Mode


Total Number of Vacancies

Approximately 1000+

Mode of Application


LIC ADO Exam Dates 2018

The exam dates of LIC ADO 2018 will be released with the release of the notification. LIC ADO exam dates 2018 contain the dates of important events application form, admit card, exam, result, interview etc. Candidates must check the LIC ADO exam dates 2018 carefully so that they do not miss any important event.

LIC ADO 2018 – Important Dates



Filling of Online Application Form

To be Announced

Last Dates of Application form

To be Announced

Download of Admit card

To be Announced

Date of Onlint Test

To be Announced

Result of Online Test

To be Announced

Conduct of Interview

To be Announced

Declaration of Final Result

To be Announced

LIC ADO Eligibility Criteria 2018

LIC determines the eligibility criteria of LIC ADO 2018. Candidates must meet the eligibility criteria of the exam before filling the application form. It is very important for the candidates to meet the eligibility criteria to avoid rejection at later stage of the selection procedure of the LIC ADO 2018.

The eligibility of LIC ADO 2018 is determined on the basis of educational qualification, age and experience.

Education: Candidate must be a graduate in any discipline.

Age: The applicant shall have completed 21 years of age and not more than 30 years of age. However, relaxation in the upper age limit is provided to the candidates under reserved category.

Age Relaxation




5 Years


3 Years

PWD (General)

10 years


13 Years


15 Years


  • Candidate must have not less than 3 years of experience if applying for employee post in both urban and rural area.

  • Candidates applying for the post of LIC Agent must have 5 years of experience for recruitment in urban areas whereas 4 years of experience for recruitment in the rural areas.

  • Preference would be given to candidates who have at least 2 years experience in life insurance industry.

LIC ADO Application form 2018

LIC will release the LIC ADO application form 2018 for interested candidates for the post of Apprentice Development Officer. Candidates can fill the application form of LIC ADO 2018 in online mode. The application form of LIC ADO can be filled in five stages-

  • Registration

  • Uploading of signature and photograph

  • Filling up of basic details such as educational qualification, post preferences, languages known, work experience etc.

  • Payment of application fee

  • Pint of application form of LIC AAO 2018

Candidates must check the eligibility criteria of LIC ADO 2018 before filling the application form so that there is no hustle later in the selection procedure. Candidates must pay application fee along with filling the application form of LIC ADO. The application fee for general and OBC category candidates is Rs. 600 whereas it is Rs. 100 for SC/ST/PWD candidates. The fees can be paid in online mode through debit cards (RuPay/Visa/Master Card/Maestro), credit cards, internet banking, IMPS, cash cards/mobile wallets.

Application Fees for LIC ADO 2018



General and OBC

Rs. 600


Rs. 100

LIC ADO Exam Centres 2018

LIC will conduct LIC ADO exam at various centres all across the country. Candidates can choose their preferred exam centre while filing the application form of LIC ADO.

List of LIC ADO Exam Centres





























LIC ADO 2018 Exam Pattern

LIC releases the exam pattern of LIC ADO. It is very important for the candidates to go through the exam pattern of LIC ADO 2018 as it helps the candidates to understand the marks distribution, time allotment and various sections from where the questions are asked in the exam.

Exam Pattern of LIC ADO 2018



No. of Questions

Total Marks



Reasoning Ability

Numerical Ability





120 minutes


GK and Current Affairs

English Language






Insurance and Financial Management



  • Online test will carry objective type Multiple Choice Questions (MCQs). The time duration of the test is 120 minutes.

  • There will be 150 questions and each question will carry 1 mark each.

  • The candidates need to pass in all the three papers separately by obtaining minimum marks in aggregate in order to qualify for the interview.

Candidates who qualify in the Online Test are further called for an Interview.

LIC ADO Syllabus 2018

LIC prescribes the LIC ADO syllabus for candidates to refer before they start preparing for the examination. Candidates must go through the LIC ADO syllabus 2018 to know all the topics from where the questions will be asked in the exam. By referring to the LIC ADO 2018 syllabus, candidates can save their time from searching for the topics and chapters here and there as they can find all the chapters and topics at one place. The syllabus of LIC ADO will contain topics from various sections - Reasoning Ability and Numerical Ability, General Knowledge and Current Affairs, English Language and Insurance and Financial Marketing Awareness.

LIC ADO Admit Card 2018

LIC issues admit card to the candidates appearing for the online test. LIC ADO admit card 2018 will be made available in online mode only. Candidates can download their LIC ADO 2018 admit card by clicking on the link of admit card (link will be provided on this page later) and filling in the registration number/roll number and date of birth/password in the space provided. Candidates must get the print out of their respective admit card of LIC ADO. Candidates must carry their LIC ADO admit card to the exam centre on the day of the examination along with the copy of photo identity proof. LIC will issue separate admit card to the candidates who qualify for the interview round.

LIC ADO Question Papers 2018

LIC ADO question papers helps the candidates to understand the marking scheme, time allotted and difficulty level of the actual question paper. Candidates must practice from the LIC ADO question papers to get an idea about the actual question papers. LIC ADO question papers not only help the candidates to know about the question paper but also makes them confident to solve the paper if they practice regularly. Candidates can also learn to manage time by regular practice of LIC ADO question papers.

LIC ADO Result 2018

LIC will declare the result of LIC ADO in two phases – online test and interview. The result of LIC ADO will be declared in online mode. LIC ADO result of the online examination will contain the names of only those candidates who will qualify for the interview round. Candidates must pass in each paper separately and obtain minimum marks in aggregate to qualify for the interview. The minimum qualifying marks will be decided by LIC to select the candidates for the interview. Candidates who clear the interview round will further go through a medical test after which the final list for the recruitment will be released.

LIC ADO Cut Off 2018

LIC decides the cut off marks of the online exam for shortlisting candidates for further rounds of selection process. LIC ADO cut off 2018 is the minimum qualifying marks that must be scored by the candidates in order to qualify for the next round of the selection procedure. The LIC ADO cutoff 2018 is decided taking various factors into consideration such as the number of applicants appeared in the exam, total number of vacancies, difficulty level of the question paper, and previous years cut off trends. It is important for the candidates to score the LIC ADO 2017 cutoff applicable in the different stages of recruitment process.

The below table contains the cut off of 2013. Candidates can get an idea of the cut off of LIC ADO 2018 by referring to the previous years cut off.

LIC AA Overall Cutoff 2013


Cut Off of LIC ADO (Out of 150)









LIC ADO Selection Procedure 2018

The selection procedure of LIC ADO 2018 consists of three stages:

  • Online Test

  • Interview

  • Medical Examination

Online Test

Candidates must appear for the online test which is of objective type multiple choice. Candidates will have to answer 150 questions carrying one mark each. Marks will be deducted for each wrong answer. Candidates will be given two hours to complete the online exam.


Candidates who qualify the online test will only be eligible to appear for the interview. Candidates must score the minimum qualifying marks to appear for the further selection process.

Medical Examination

Candidates who qualify in the interview will have to appear for the medical test. Medical test of the candidates is done to check if the candidates are physically fit for the job or not. Candidates who are found to be medically fit will be recruited as the Apprentice Development Officer at LIC.

LIC ADO Pay Scale 2018

Candidate selected as Apprentice Development Officer will be paid a fixed amount as stipend per month as per rules of the Corporation during apprentice period. Presently the amount of stipend is about Rs.23836/- per month, except for the candidates who are selected from LIC Employees category.

On appointment as a Probationary Development Officer, basic pay of Rs.11535/- per month (except for Employee Category candidates) in the scale of Rs. 11535-700 (2) – 12935 – 825 (2) - 14585 - 840 (17) - 28865 (Under Revision) and other admissible allowances as per rules shall be payable. Total emoluments will be approximately Rs. 26736/- .

Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Savings Linked Insurance (GSLI), Group Personal Accident Insurance, Vehicle Advance (2 – wheeler/4 - wheeler) are few benefits that LIC provides.

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